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Credit Card Myths
Credit cards are everyday objects that most people use on a regular
basis, and are familiar with their nature. Still, not all the
information you hear about them is accurate or sensible. There are
quite a few urban legends surrounding them and you may receive advice
form various acquaintances that turns out to be mere fiction rather
than solid fact.
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Best Credit Card After Bankruptcy - How to Find One -
by R. Lawrence Anderson
Finding the best credit card after bankruptcy is not that difficult, if you know where to look and what to look for.
Let’s start by talking about secured and unsecured credit cards. When it comes to applying for a credit card after bankruptcy one question that a lot of people seem to have is: Should I apply for a secured credit card or unsecured credit card? In case you don’t know the difference, a secured credit card is “secured” by a special savings account you establish with the credit card issuer which acts as collateral for your credit limit.
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Using a Secured Credit Card for Credit Repair -
by James Mahony
How would you like to read some of the best, carefully distilled and clearly presented facts and arguments about this hot topic? Well, all you need to do is keep reading this fantastic article - and the others like it on this site. I'm sure you'll agree with me after you've read it. Anyone who has ever had a credit card, paid a
monthly bill, or taken out a loan has a credit rating. Whenever you
have a service, or otherwise owe money to a creditor, the creditor
reports to a credit reporting agency that compiles a credit report for
you. If you start missing payments on a credit card or loan, or --
worse -- your creditor sends one of your outstanding debts to a
collection agent, a negative mark will go on your credit rating, which
will often prevent you from getting credit in the future.
Read More... Using a secured
credit card will help you get on track for improved credit.
Here's a great resource for
Prepaid Visa Cards. |